No Monthly Minimum No POS Watts Fee No Bundling of Rates to mask true cost! No Annual Fee No Programming Fee No Customer Service Fee No Monthly Minimum No POS Watts Fee No Bundling of Rates to mask true cost! No Annual Fee No Programming Fee No Customer Service Fee No Just Because Fee No Equipment Purchase Required (more info) Credit Services International is a merchant account reseller in the Fargo - Moorhead Area. We process for thousands of merchants nation wide and have several hundred merchants in the Red River Valley right here in North Dakota. We have an almost unheard of less than 1% turnover on our merchants, due to our low rates and our superb customer service.