VMS provides credit card payments processing as a merchant account provider specializing in small to medium-sized businesses nationwide. Running your own business is expensive. Credit card service doesn't have to be. There's absolutely no upfront cost to you when you set up an account with VMS. And there never will be. Start Processing Tomorrow Your business is open NOW, so why should you WAIT for equipment? Setup your account today, process credit card payments tomorrow (we'll even show up on weekends). Fixed Rates You don't like it when your bills go up for no apparent reason. Neither do we. Say NO to "Rate Creep" and lock in low with VMS. Save $100 Each Month On average, you'll save between $50 - $200 a month when you switch to VMS. Lower rates partnered with the removal of a lot of miscellaneous fees really adds up to a lot of savings.