Merchant accounts and credit card processing services, servicing all of the United States as well as international solutions. Merchant e-Solutions (MeS) was founded in 1999 by the former management team of Bank of America Merchant Services- one of the country's largest payment acquirers. With their expertise and use of in-depth industry knowledge and advanced technology, they developed superior payment solutions and unsurpassed business management tools. Today, Merchant e-Solutions offers the most comprehensive platform for payment processing in the industry, allowing for specialized quality control for maximum profitability and cost controls. MeS also provides an extensive range of in-house services for sales support, credit underwriting, account boarding, equipment deployment and activation, 24-hour help desk, proactive risk management and chargeback processing. In 2012, Cielo S.A., the leading merchant payment processor in Brazil and Latin America and one of the largest processors worldwide, acquired Merchant e-Solutions. By merging with Cielo, MeS will now be able to provide financial institutions, merchants and developers with greater efficiencies of scale as well as vastly enhanced global capabilities.